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109 Court Street, Bay Saint Louis, MS 39520 (MLS# 4125042)

109 Court Street, Bay Saint Louis, MS 39520

$799,000
Property Type: Commercial Sale Bedrooms: 3 Square Footage: 2,450 Lot Size (sq. ft.): 4,356 Status: Active
Current Price: $799,000 List Date: 9/09/2025 Last Modified: 1/22/2026

Description

Quintessential Gulf Coast cottage in the heart of Old Town Bay St. Louis! Featuring 2,450 sq ft with 3 bedrooms and 3.5 baths, this charming property sits down the street from the beach and next to shops, restaurants, and festivals. A spacious front porch offers beautiful beach views, while a newly added glass dining room allows you to enjoy the outdoors year-round. Inside, you'll find original hardwood floors, antique wood doors, a large custom bunk room, and an oversized eat-in kitchen with built-ins and walk-in pantry. The fenced backyard with deck provides privacy, perfect for entertaining. Zoned both commercial and residential, the possibilities are endless—use as a primary home, weekend getaway, short-term rental (projected $38K-$68K/year), boutique, restaurant, or office space. With room to sleep 12, a large laundry room, and unbeatable location in Bay St. Louis's historic district, this home blends timeless charm with incredible potential.

More Information MLS# 4125042

Address and Location Information

Nearest Cross Street: S. Beach Blvd. Parcel Number: 149l-0-29-101.000 N or S of I-10: S N or S of CSX Railroad Track: S Street Number: 109 Street Name: Court Street Suffix: Street County: Hancock State: MS Zip Code: 39520 Subdivision: Metes And Bounds

Location

Downtown: 1

Listing Information

Listing Service: Full Service Never Occupied: No Status: Active List Date: 2025-09-08 List Price: $799,000 Current Price: $799,000 Property Sub Type: Mixed Use

General Property Information

Property Sub Type: Mixed Use New Construction: No Property Condition: Updated/Remodeled Approx Lot Size Acres: 0.1 Lot Size Dimensions: 71x64x72x67 SqFt Source: Owner List Price/SqFt: 326.12 Number of Lots: 1 Year Built Source: Public Records Total Floors: 1 Bathrooms Half: 1 Bathrooms Three Quarter: 0 Fireplace: No Pool: No Accessibility Features: No Approx H/C SqFt: 2450 Year Built: 1915 Bedrooms Total: 3 Bathrooms Full: 3

Tax and Financial Information

Tax Annual Amount: 6057 Tax Year: 2024 Zoning: Commercial Flood Insurance Required?: No Leasehold Y/N: No Leasehold Fee Increase: No Sold In Previous 12 Months: No Association: No Legal Description: BLK 1 4, W 1/2 & ALL 5 BAY HOTEL SUBD

Remarks & Miscellaneous

Public Remarks: Quintessential Gulf Coast cottage in the heart of Old Town Bay St. Louis! Featuring 2,450 sq ft with 3 bedrooms and 3.5 baths, this charming property sits down the street from the beach and next to shops, restaurants, and festivals. A spacious front porch offers beautiful beach views, while a newly added glass dining room allows you to enjoy the outdoors year-round. Inside, you'll find original hardwood floors, antique wood doors, a large custom bunk room, and an oversized eat-in kitchen with built-ins and walk-in pantry. The fenced backyard with deck provides privacy, perfect for entertaining. Zoned both commercial and residential, the possibilities are endless—use as a primary home, weekend getaway, short-term rental (projected $38K-$68K/year), boutique, restaurant, or office space. With room to sleep 12, a large laundry room, and unbeatable location in Bay St. Louis's historic district, this home blends timeless charm with incredible potential.

Structure Type

House: 1

Possible Use

Commercial: 1 Residential: 1

Business Type

Mixed: 1

Lot Features

Fenced: 1 Landscaped: 1 Sprinklers In Front: 1

Levels

One: 1 Multi/Split: 1

Sewer

Public Sewer: 1

Commercial Features

Fenced: 1

Water Source

Public: 1

Listing Terms

Cash: 1 Conventional: 1 FHA: 1 VA Loan: 1

Showing Requirements

Showing: Appointment Required Appointment Phone: 504-312-8232

Utilities

Electricity Connected: 1 Natural Gas Connected: 1 Sewer Connected: 1 Water Connected: 1 Natural Gas in Kitchen: 1

Ceiling Height

8' - 10.9': 1

Walls - Interior

Sheetrock: 1

Flooring

Tile: 1 Wood: 1

Window Features

Plantation Shutters: 1 Shutters: 1

Expenses Include

Electric: 1 Gas: 1 Insurance: 1 Water/Sewer: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1

Heating

Central: 1

Foundation Details

Pillar/Post/Pier: 1

Auction

Auction: No

Exterior Construction/Siding

Brick: 1 Siding: 1

Roof

Metal: 1

Exterior Features

Garden: 1 Private Yard: 1

Driveway Features

Concrete Drive: 1

Parking Features

Parking Total: 1 Off Street: 1

Pool Features

None: 1

Basement Features

Basement: No

Flood Insurance

No Previous Flood Inside: 1

Water Heater

Tankless: 1

Price Includes

All Appliances: 1 Building and Land: 1

Disclosures

As Is: 1

Uncovered Parking?

1-25 Spaces: 1

Property Features

Business Type: Mixed Possible Use: Commercial; Residential Commercial Features: Fenced Structure Type: House Ceiling Height: 8' - 10.9' Lot Features: Fenced; Landscaped; Sprinklers In Front Location: Downtown Levels: One; Multi/Split Expenses Include: Electric; Gas; Insurance; Water/Sewer Walls - Interior: Sheetrock Flooring: Tile; Wood Window Features: Plantation Shutters; Shutters Cooling: Ceiling Fan(s); Central Air Heating: Central Utilities: Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected; Natural Gas in Kitchen Sewer: Public Sewer Water Source: Public Foundation Details: Pillar/Post/Pier Listing Terms: Cash; Conventional; FHA; VA Loan Roof: Metal Exterior Features: Garden; Private Yard Driveway Features: Concrete Drive Parking Features: Off Street Pool Features: None Flood Insurance: No Previous Flood Inside Water Heater: Tankless Price Includes: All Appliances; Building and Land Disclosures: As Is
Listing Office: McEnery Residential, LLC
Listing Agent: Margot C Rainold
Last Updated: January - 22 - 2026
Information is deemed to be reliable but not guaranteed. Copyright 2022 MLS United, LLC.