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138 Saint Charles Street, Bay Saint Louis, MS 39520 (MLS# 4137252)

138 Saint Charles Street, Bay Saint Louis, MS 39520

$965,000
Property Type: Residential Bedrooms: 3 Square Footage: 2,336 Lot Size (sq. ft.): 27,007 Status: Active
Current Price: $965,000 List Date: 1/24/2026 Last Modified: 1/29/2026

Description

WELCOME to your private sanctuary just one block from the white sandy beaches of the Bay of St Louis. Thoughtfully set back 200 feet from the entrance on over half an acre including two lots, this exceptional home offers rare privacy on one of Bay St. Louis's most established and charming streets. Surrounded by wooded areas on three sides, the park-like setting features a registered Live Oak, a shady saltwater pool, and an outdoor shower. Gardens boast a variety of native plants including mature camelias and azaleas in pinks, whites, and purple and abundant jasmine ideal for that Southern fragrance. Raised 10 feet, the house has wrap-around porches on three sides—one of which is screened. With generous windows throughout and a naturally secluded setting, you can enjoy beautiful, tree-filled views with the utmost privacy. The entrance, through double-walnut doors, leads into a large foyer opening to an airy living room with a fireplace. Off of the formal living area is a tv room which can serve multiple purposes. The kitchen, with a Verona range, quartz countertops and beautiful cabinetry, is designed to be highly functional, efficient and sure to please any cook. There is also an outdoor deck adjacent to the kitchen for grilling. The main floor is completed with 2 generously sized bedrooms, one full bath and a full-size laundry room. Sliding doors from each bedroom open to 8' deep decks overlooking the pool. The light filled En-Suite on the 2nd floor, complete with a custom closet, is a true retreat in the sky with bright windows overlooking the trees making it a nature lover's delight. Views to the north, south and west are enhanced by the surrounding live oak trees and beautiful grounds. The ground level beneath the home provides covered parking for two vehicles, has a large storage room/shop, and plenty of room for entertaining, pets, kids and room for your golfcart, This is a rare opportunity to own a unique blend of seclusion and coastal charm in a prime location. Schedule your private showing today!

More Information MLS# 4137252

Address and Location Information

Parcel Number: 149n-0-30-208.000 Directions to Property: From Beach Blvd. turn on St. Charles St. and house in on the left before you get to the stop sign. N or S of I-10: S N or S of CSX Railroad Track: S Street Number: 138 Street Name: Saint Charles Street Suffix: Street County: Hancock State: MS Zip Code: 39520 Subdivision: Fourth Ward

Listing Information

Listing Service: Full Service Status: Active List Date: 2026-01-24 List Price: $965,000 Current Price: $965,000

General Property Information

New Construction: No Property Condition: Move In Ready Approx Lot Size Acres: 0.62 Lot Size Dimensions: 52x230x114x90x62x140: 65x141x63x142 SqFt Source: Appraiser List Price/SqFt: 413.1 Year Built Source: Owner Garage Spaces: 0 Carport Spaces: 2 Total Floors: 2 Bathrooms Half: 1 Bathrooms Three Quarter: 0 Fireplace: Yes Fireplaces Total: 1 Pool: Yes School District: Bay St. Louis Waveland Dist Elementary School: North Bay Elementary School 2: Bay St. Louis Intermediate School: None Middle or Junior School: Bay Jh High School: Bay St Louis Home Warranty: No Accessibility Features: No Property Sub Type: Single Family Residence Approx H/C SqFt: 2336 Year Built: 2013 Bedrooms Total: 3 Bathrooms Full: 2

Tax and Financial Information

Tax Annual Amount: 5770 Tax Year: 2025 Homestead Y/N: Yes Homestead Year: 2020 Additional Exemptions Y/N: No Zoning: Res Low Density Flood Insurance Required?: Yes Leasehold Y/N: No Sold In Previous 12 Months: No Association: No Covenants Y/N: No Legal Description: 4TH WARD 178 & 180B B S L

Remarks & Miscellaneous

Public Remarks: WELCOME to your private sanctuary just one block from the white sandy beaches of the Bay of St Louis. Thoughtfully set back 200 feet from the entrance on over half an acre including two lots, this exceptional home offers rare privacy on one of Bay St. Louis's most established and charming streets. Surrounded by wooded areas on three sides, the park-like setting features a registered Live Oak, a shady saltwater pool, and an outdoor shower. Gardens boast a variety of native plants including mature camelias and azaleas in pinks, whites, and purple and abundant jasmine ideal for that Southern fragrance. Raised 10 feet, the house has wrap-around porches on three sides—one of which is screened. With generous windows throughout and a naturally secluded setting, you can enjoy beautiful, tree-filled views with the utmost privacy. The entrance, through double-walnut doors, leads into a large foyer opening to an airy living room with a fireplace. Off of the formal living area is a tv room which can serve multiple purposes. The kitchen, with a Verona range, quartz countertops and beautiful cabinetry, is designed to be highly functional, efficient and sure to please any cook. There is also an outdoor deck adjacent to the kitchen for grilling. The main floor is completed with 2 generously sized bedrooms, one full bath and a full-size laundry room. Sliding doors from each bedroom open to 8' deep decks overlooking the pool. The light filled En-Suite on the 2nd floor, complete with a custom closet, is a true retreat in the sky with bright windows overlooking the trees making it a nature lover's delight. Views to the north, south and west are enhanced by the surrounding live oak trees and beautiful grounds. The ground level beneath the home provides covered parking for two vehicles, has a large storage room/shop, and plenty of room for entertaining, pets, kids and room for your golfcart, This is a rare opportunity to own a unique blend of seclusion and coastal charm in a prime location. Schedule your private showing today!

Structure Type

House: 1

Architectural Style

French Acadian: 1

Lot Features

Landscaped: 1 Many Trees: 1 Near Beach: 1 Views: 1

Levels

Two: 1

Sewer

Public Sewer: 1

Water Source

Public: 1

Listing Terms

Cash: 1 Conventional: 1 FHA: 1 VA Loan: 1

Workshop Features

Workshop: No

Waterfront Features

Waterfront: No Bay: 1 Beach Access: 1

Showing Requirements

Showing: Appointment Required Use ShowingTime Service: 1 Lockbox Location: See Remarks

Interior Features

Double Vanity: 1 Elevator: 1 Entrance Foyer: 1 High Ceilings: 1 Open Floorplan: 1

Utilities

Cable Available: 1 Electricity Connected: 1 Sewer Connected: 1 Water Connected: 1 Natural Gas in Kitchen: 1

Special Purpose Rooms

Formal Dining Room: 1 Guest Room: 1

Kitchen Features

Custom Cabinets: 1 Kitchen/Family Room View: 1 Quartz Counters: 1

Bathroom Features

Ceramic Tile: 1

Fireplace Features

Gas: 1 Gas Log: 1 Living Room: 1

Appliances

5 Burner: 1 Dishwasher: 1 Dryer: 1 Exhaust Fan: 1 Gas Cooktop: 1 Instant Hot Water: 1 Range Hood: 1 Refrigerator: 1 Tankless Water Heater: 1 Washer: 1

Walls - Interior

Sheetrock: 1

Flooring

Ceramic Tile: 1

Window Features

Double Pane Windows: 1

Door Features

Dead Bolt Lock(s): 1 Sliding Doors: 1

Laundry Features

Gas Dryer Hookup: 1 Laundry Room: 1 Washer Hookup: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Heat Pump: 1

Heating

Central: 1 Fireplace(s): 1 Heat Pump: 1 Natural Gas: 1

Foundation Details

Pillar/Post/Pier: 1

Exterior Construction/Siding

HardiPlank Type: 1

Roof

Metal: 1

Exterior Features

Balcony: 1 Elevator: 1 Fire Pit: 1 Outdoor Shower: 1

Patio And Porch Features

Front Porch: 1 Porch: 1 Rear Porch: 1 Screened: 1 Side Porch: 1 Terrace: 1 Wrap Around: 1

Fencing

Partial: 1

Driveway Features

Gravel Drive: 1

Parking Features

Covered: 1

Community Features

Biking Trails: 1 Boating: 1 Fishing: 1 Hiking/Walking Trails: 1 Marina: 1 Near Entertainment: 1 Street Lights: 1

Pool Features

Fenced: 1 In Ground: 1 Pool Sweep: 1 Salt Water: 1 Waterfall: 1

Barn Features

Barn: No

Horse Amenities

Horse Amenities: No

Attic Features

Attic: Yes

Basement Features

Basement: No

Flood Insurance

Subject to Survey: 1

Water Heater

Tankless: 1

Documents

Land Survey: 1

Property Features

Structure Type: House Architectural Style: French Acadian Lot Features: Landscaped; Many Trees; Near Beach; Views Levels: Two Interior Features: Double Vanity; Elevator; Entrance Foyer; High Ceilings; Open Floorplan Special Purpose Rooms: Formal Dining Room; Guest Room Kitchen Features: Custom Cabinets; Kitchen/Family Room View; Quartz Counters Bathroom Features: Ceramic Tile Fireplace Features: Gas; Gas Log; Living Room Appliances: 5 Burner; Dishwasher; Dryer; Exhaust Fan; Gas Cooktop; Instant Hot Water; Range Hood; Refrigerator; Tankless Water Heater; Washer Walls - Interior: Sheetrock Flooring: Ceramic Tile Window Features: Double Pane Windows Door Features: Dead Bolt Lock(s); Sliding Doors Laundry Features: Gas Dryer Hookup; Laundry Room; Washer Hookup Cooling: Ceiling Fan(s); Central Air; Heat Pump Heating: Central; Fireplace(s); Heat Pump; Natural Gas Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected; Natural Gas in Kitchen Sewer: Public Sewer Water Source: Public Foundation Details: Pillar/Post/Pier Listing Terms: Cash; Conventional; FHA; VA Loan Roof: Metal Patio And Porch Features: Front Porch; Porch; Rear Porch; Screened; Side Porch; Terrace; Wrap Around Exterior Features: Balcony; Elevator; Fire Pit; Outdoor Shower Fencing: Partial Driveway Features: Gravel Drive Parking Features: Covered Community Features: Biking Trails; Boating; Fishing; Hiking/Walking Trails; Marina; Near Entertainment; Street Lights Pool Features: Fenced; In Ground; Pool Sweep; Salt Water; Waterfall Waterfront Features: Bay; Beach Access Showing Requirements: Use ShowingTime Service Flood Insurance: Subject to Survey Water Heater: Tankless Documents: Land Survey
Listing Office: Berkshire Hathaway Home Servs., Panoramic Properties
Listing Agent: Lynn A Barnett
Last Updated: January - 29 - 2026
Information is deemed to be reliable but not guaranteed. Copyright 2022 MLS United, LLC.