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144 Saint Charles Street, Bay Saint Louis, MS 39520 (MLS# 4149407)

144 Saint Charles Street, Bay Saint Louis, MS 39520

$950,000
Property Type: Residential Bedrooms: 3 Square Footage: 1,924 Lot Size (sq. ft.): 14,810 Status: Closed
Current Price: $950,000 List Date: 5/14/2026 Last Modified: 6/17/2026

Overview

Description

Just steps from the beach in the coveted first block of downtown Bay St. Louis, this beautifully renovated coastal cottage blends timeless charm with luxury coastal living. Featuring two inviting front porches, this home has been completely updated with high-end finishes and thoughtfully designed indoor and outdoor spaces perfect for entertaining and relaxing. Enjoy your private backyard retreat with a pool, outdoor kitchen, and spacious gathering areas designed for the ultimate Gulf Coast lifestyle. The oversized boat garage offers exceptional storage for your boat, golf cart, and beach gear, making it easy to enjoy everything the coast has to offer. Hop on your golf cart and cruise to the beach, boutique shopping, restaurants, live music, and all the charm of downtown Bay St. Louis. Whether you're searching for a full-time residence, weekend getaway, or investment opportunity, this exceptional coastal home delivers location, luxury, and lifestyle.

Listing Details MLS# 4149407

General Property Information

Property Sub Type
Single Family Residence
New Construction
No
Property Condition
Move In Ready
Approx Lot Size Acres
0.34
Lot Size Dimensions
101.9' X140'
Approx H/C SqFt
1924
SqFt Source
Appraiser
List Price/SqFt
482.85
Year Built Known
Yes
Year Built
2016
Year Built Source
Appraiser
Carport Spaces
5
Total Floors
Yes
Bedrooms Total
3
Bathrooms Full
2
Bathrooms Half
Yes
Fireplace
No
Pool
Yes
School District
Bay St. Louis Waveland Dist
Home Warranty
No
Accessibility Features
No

Property Features

Structure Type: House Architectural Style: Bungalow Lot Features: Corner Lot; Fenced; Front Yard; Landscaped; Many Trees; Near Beach Levels: One Covenants And Restrictions: Architectural Review; Historical Interior Features: Bar; Beamed Ceilings; Built-in Features; Ceiling Fan(s); Crown Molding; Double Vanity; High Ceilings; High Speed Internet; His and Hers Closets; Open Floorplan; Pantry; Recessed Lighting; Smart Thermostat; Soaking Tub; Split Plan; Stone Counters; Vaulted Ceiling(s); Walk-In Closet(s); Wet Bar Special Purpose Rooms: Living/Dining Combo Kitchen Features: Farm Sink; Kitchen/Family Room Combo; Quartz Counters Bathroom Features: Ceramic Tile; Double Vanity; Free Standing Tub; Jack/Jill Bath; Separate Tub & Shower; Soaking Tub; Two Shower Heads; Two Walk-In Closets; Walk-In Shower Appliances: Convection Oven; Dishwasher; Dryer; ENERGY STAR Qualified Water Heater; Exhaust Fan; Free-Standing Freezer; Free-Standing Refrigerator; Freezer; Gas Oven; Gas Range; Ice Maker; Microwave; Range Hood; Refrigerator; Stainless Steel Appliance(s); Tankless Water Heater; Washer; Washer/Dryer Walls - Interior: Sheetrock; Wood Flooring: Carpet; Ceramic Tile; Hardwood Window Features: Double Pane Windows; Drapes; Insulated Windows; Window Treatments Door Features: Barn Door; Dead Bolt Lock(s); Double Entry; French Doors; Pocket; Security Laundry Features: Electric Dryer Hookup; In Hall; Inside; Laundry Room; Main Level; Washer Hookup Security Features: Security System Owned Cooling: Ceiling Fan(s); Central Air; Multi Units Heating: Central Utilities: Cable Available; Electricity Connected; Phone Available; Water Connected; Natural Gas in Kitchen; See Remarks Sewer: Public Sewer Water Source: Public Foundation Details: Raised Listing Terms: Bank Loan; Cash; Conventional; VA Loan Roof: Metal Patio And Porch Features: Front Porch; Patio; Patio - Covered; Porch; Rear Porch; Stone/Tile Exterior Features: Gas and Propane hookup; Gas Grill; Outdoor Grill; Outdoor Kitchen; Private Yard; Rain Gutters; TV Connection / hookup Fencing: Back Yard; Gate; Wood; Wrought Iron Driveway Features: Gravel Drive Parking Features: Driveway; Electric Vehicle Charging Station(s); Garage Faces Front; Golf Cart Garage; Lighted; On Site Other Structures: Kennel/Dog Run; Outdoor Kitchen; RV/Boat Storage Community Features: Boating; Curbs; Fishing; Marina; Near Entertainment; Pool; Restaurant; RV/Boat Storage; Street Lights Pool Features: Gunite; Hot Tub; In Ground; Salt Water Horse Amenities: None Basement Features: Crawl Space Water Heater: Tankless Disclosures: Agent Owned; Flood Insurance Required; Seller/Agent Relationship Room Type: Bathroom; Bedroom; Family Room; Kitchen

Address and Location Information

Street Number
144
Street Name
Saint Charles
Street Suffix
Street
County
Hancock
State
MS
Zip Code
39520
Parcel Number
149n-0-30-207.000
Subdivision
Fourth Ward
N or S of I-10
S
N or S of CSX Railroad Track
S

Listing Information

Listing Service
Full Service

Tax and Financial Information

Tax Annual Amount
6400
Tax Year
2025
Homestead Y/N
No
Additional Exemptions Y/N
No
Zoning
General Residential
Flood Insurance Required?
Subject to Survey
Annual Home Insurance
4000
Leasehold Y/N
No
Association
No
Covenants Y/N
Yes
Legal Description
4TH WARD 177 BAY ST LOUIS

Status Change Info

Contract Date/Pending Date
2026-05-22
Closing Date
2026-06-17
Appraised SqFt
504
Sold Price/SqFt
493.76

More Information

Parking Features

Parking Total
5

Workshop Features

Workshop
No

Waterfront Features

Waterfront
No

Barn Features

Barn
No

Horse Amenities

Horse Amenities
No

Showing Requirements

Showing
Appointment Required
Appointment Phone
662-832-9551
Lockbox Location
Front Door

Attic Features

Attic
Yes

Room Information

Room Name Level
Family Room Main
Bathroom Main
Bedroom Main
Bedroom Main
Bedroom Main
Bathroom Main
Bathroom Main
Kitchen Main
Listing Office: Coldwell Banker Signature
Listing Agent: Stacy Shoaf
Source MLS Verified
Last Updated: June - 17 - 2026
Information is deemed to be reliable but not guaranteed. Copyright 2026 MLS United, LLC.