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4012 Bank Street, Bay Saint Louis, MS 39520 (MLS# 4132308)

4012 Bank Street, Bay Saint Louis, MS 39520

$940,000
Property Type: Residential Bedrooms: 4 Square Footage: 2,709 Lot Size (sq. ft.): 14,375 Status: Closed
Current Price: $950,000 List Date: 11/22/2025 Last Modified: 12/30/2025

Overview

Description

Stunning 4-bedroom, 3 full bath, 2 half bath coastal retreat situated on a large double corner lot with a wrap-around porch and beautiful water views. Vinyl Bulkhead with walkway. Located on a canal that leads directly to Bayou LaCroix, offering quick access to the Jourdan River and Bay St. Louis—a true boater's paradise! This home is loaded with outdoor features including a storage area with bathroom, indoor lift, a hidden large room for extra storage, a full outdoor kitchen with sit-up bar, an additional tiki-style bar, and multiple seating areas designed for entertaining and relaxing. Enjoy the newly updated boathouse with a wrap-around walkway, a charming gazebo with firepit, a fish cleaning station, two driveways, and a whole-home generator for added peace of mind. Step inside the upstairs living area and enjoy an open floor plan with laminate wood flooring throughout, a spacious kitchen with beautiful cabinetry, under-cabinet lighting, and generous counter space. The living room features a shiplap fireplace with gas starter and windows galore showcasing gorgeous waterfront views. The primary suite includes walk-in closets with custom shelving, a corner soaking tub with jets, a large custom tile shower, and double vanities. Upstairs you'll also find three additional bedrooms, including one with its own bathroom and walk-in closet. Another bedroom offers a closet with extra storage space, ideal for a safe room with keypad entry. Whether you're sitting on the wrap-around porch, enjoying the outdoor kitchen, or taking in the views from the tiki bar, this home provides beautiful scenery from every angle. A must-see property with endless coastal charm and amenities! Minutes away from a public boat launch and convenient access to the interstate, making travel easy for both full-time residents and weekenders. Call today for your showing!

Listing Details MLS# 4132308

General Property Information

Property Sub Type
Single Family Residence
New Construction
No
Property Condition
Move In Ready
Approx Lot Size Acres
0.33
Lot Size Dimensions
182x102x93x137
Approx H/C SqFt
2709
SqFt Source
Appraiser
List Price/SqFt
350.68
Year Built
2016
Year Built Source
Assessor
Carport Spaces
2
Total Floors
2
Bedrooms Total
4
Bathrooms Full
3
Bathrooms Half
2
Fireplace
Yes
Fireplaces Total
Yes
Pool
No
Home Warranty
No
Accessibility Features
No
Garage Spaces
0
Bathrooms Three Quarter
0

Property Features

Structure Type: House Architectural Style: Contemporary Lot Features: Corner Lot Levels: Three Or More Interior Features: Breakfast Bar; Ceiling Fan(s); Double Vanity; Eat-in Kitchen; Granite Counters; High Speed Internet; His and Hers Closets; Pantry; Primary Downstairs; Soaking Tub; Walk-In Closet(s) Special Purpose Rooms: Storage Kitchen Features: Breakfast Bar; Granite Counters Bathroom Features: Ceramic Tile; Corner Tub w/Jets; Double Vanity; Separate Tub & Shower; Walk-In Shower Fireplace Features: Fire Pit; Gas Starter; Wood Burning Appliances: Built-In Electric Oven; Cooktop; Dishwasher; Microwave; Tankless Water Heater Walls - Interior: Sheetrock Flooring: Laminate; Tile Laundry Features: Inside Security Features: Security System; Smoke Detector(s) Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Fireplace(s) Utilities: Cable Available; Electricity Connected; Propane Available; Propane Connected; Water Connected; Propane Sewer: Public Sewer Water Source: Public Foundation Details: Pillar/Post/Pier Listing Terms: Conventional; FHA; VA Loan Roof: Metal Patio And Porch Features: Patio; Patio - Covered; Wrap Around Exterior Features: Fire Pit; Outdoor Grill; Outdoor Kitchen; TV Connection / hookup Driveway Features: Concrete Drive Parking Features: Carport; Driveway Other Structures: Gazebo Community Features: Boating Waterfront Features: River Front Flood Insurance: Subject to Survey Water Heater: Tankless

Address and Location Information

Street Number
4012
Street Name
Bank
Street Suffix
Street
County
Hancock
State
MS
Zip Code
39520
Parcel Number
135m-0-39-325.000
Subdivision
Shoreline Park
Directions to Property
603 to Central Ave. Left on 21st Ave., Right on Swan, Left on Manhattan, left on Victoria, stay right, left on Bank, house is at the end on the left.
N or S of I-10
N
N or S of CSX Railroad Track
S

Listing Information

Listing Service
Full Service

Tax and Financial Information

Tax Annual Amount
3914
Tax Year
2024
Homestead Y/N
Yes
Additional Exemptions Y/N
No
Flood Insurance Required?
Yes
Annual Flood Insurance
1666
Leasehold Y/N
No
Association
No
Covenants Y/N
No
Legal Description
9 BLK 635 SHORELINE PARK UN 6ADD 4 and 8 BLK 635 SHORELINE PARK UN 6 ADD 4

Status Change Info

Contract Date/Pending Date
2025-11-28
Closing Date
2025-12-30
Appraised SqFt
2730
Sold Price/SqFt
346.99

More Information

Waterfront Features

Waterfront
Yes
River Front
Yes

Showing Requirements

Showing
Appointment Required
Appointment Phone
985-960-6040
Lockbox Location
Front Door

Remarks & Miscellaneous

Public Remarks
Stunning 4-bedroom, 3 full bath, 2 half bath coastal retreat situated on a large double corner lot with a wrap-around porch and beautiful water views. Vinyl Bulkhead with walkway. Located on a canal that leads directly to Bayou LaCroix, offering quick access to the Jourdan River and Bay St. Louis—a true boater's paradise! This home is loaded with outdoor features including a storage area with bathroom, indoor lift, a hidden large room for extra storage, a full outdoor kitchen with sit-up bar, an additional tiki-style bar, and multiple seating areas designed for entertaining and relaxing. Enjoy the newly updated boathouse with a wrap-around walkway, a charming gazebo with firepit, a fish cleaning station, two driveways, and a whole-home generator for added peace of mind. Step inside the upstairs living area and enjoy an open floor plan with laminate wood flooring throughout, a spacious kitchen with beautiful cabinetry, under-cabinet lighting, and generous counter space. The living room features a shiplap fireplace with gas starter and windows galore showcasing gorgeous waterfront views. The primary suite includes walk-in closets with custom shelving, a corner soaking tub with jets, a large custom tile shower, and double vanities. Upstairs you'll also find three additional bedrooms, including one with its own bathroom and walk-in closet. Another bedroom offers a closet with extra storage space, ideal for a safe room with keypad entry. Whether you're sitting on the wrap-around porch, enjoying the outdoor kitchen, or taking in the views from the tiki bar, this home provides beautiful scenery from every angle. A must-see property with endless coastal charm and amenities! Minutes away from a public boat launch and convenient access to the interstate, making travel easy for both full-time residents and weekenders. Call today for your showing!

Structure Type

House
Yes

Architectural Style

Contemporary
Yes

Lot Features

Corner Lot
Yes

Levels

Three Or More
Yes

Sewer

Public Sewer
Yes

Water Source

Public
Yes

Listing Terms

Conventional
Yes
FHA
Yes
VA Loan
Yes

Interior Features

Breakfast Bar
Yes
Ceiling Fan(s)
Yes
Double Vanity
Yes
Eat-in Kitchen
Yes
Granite Counters
Yes
High Speed Internet
Yes
His and Hers Closets
Yes
Pantry
Yes
Primary Downstairs
Yes
Soaking Tub
Yes
Walk-In Closet(s)
Yes

Utilities

Cable Available
Yes
Electricity Connected
Yes
Propane Available
Yes
Propane Connected
Yes
Water Connected
Yes
Propane
Yes

Special Purpose Rooms

Storage
Yes

Kitchen Features

Breakfast Bar
Yes
Granite Counters
Yes

Bathroom Features

Ceramic Tile
Yes
Corner Tub w/Jets
Yes
Double Vanity
Yes
Separate Tub & Shower
Yes
Walk-In Shower
Yes

Fireplace Features

Fire Pit
Yes
Gas Starter
Yes
Wood Burning
Yes

Appliances

Built-In Electric Oven
Yes
Cooktop
Yes
Dishwasher
Yes
Microwave
Yes
Tankless Water Heater
Yes

Walls - Interior

Sheetrock
Yes

Flooring

Laminate
Yes
Tile
Yes

Laundry Features

Inside
Yes

Security Features

Security System
Yes
Smoke Detector(s)
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Central
Yes
Electric
Yes
Fireplace(s)
Yes

Foundation Details

Pillar/Post/Pier
Yes

Exterior Construction/Siding

Cement Siding
Yes
HardiPlank Type
Yes

Roof

Metal
Yes

Exterior Features

Fire Pit
Yes
Outdoor Grill
Yes
Outdoor Kitchen
Yes
TV Connection / hookup
Yes

Patio And Porch Features

Patio
Yes
Patio - Covered
Yes
Wrap Around
Yes

Driveway Features

Concrete Drive
Yes

Parking Features

Carport
Yes
Driveway
Yes

Other Structures

Gazebo
Yes

Community Features

Boating
Yes

Flood Insurance

Subject to Survey
Yes

Water Heater

Tankless
Yes
Listing Office: Engel & Volkers Slidell-Mandeville
Listing Agent: Erica M Julian
Last Updated: December - 30 - 2025
Information is deemed to be reliable but not guaranteed. Copyright 2022 MLS United, LLC.