647 Howard Avenue, Biloxi, MS 39530 (MLS# 4143399)

647 Howard Avenue, Biloxi, MS 39530

New Listing

$999,900

Virtual Tour

https://www.propertypanorama.com/647-Howard-Avenue-Biloxi-MS-39530--4143399/unbranded

Bungalow Upstairs Bedroom with divider w

Property Type: Res Income Multi-Fam Bedrooms: 9 Square Footage: 4,779 Lot Size (sq. ft.): 22,216 Status: Active

Current Price: $999,900 List Date: 3/24/2026 Last Modified: 3/24/2026

Overview

Description

Prime Investment Opportunity Near the Beach! This unique property offers three distinct structures on one parcel, providing exceptional versatility and income potential. (1)Main Home: Fully remodeled and beautifully furnished, currently operating as a successful short-term rental 4 bedrooms/3 baths - sleeps 9. (2)Apartment: A cozy, long-term leased unit offering consistent rental income. 1 bedroom/1 bath. (3)Bungalow: Newly built approximately one year ago, offering modern amenities and charm. Beautifully furnished with 4 bedrooms/3 baths - sleeps 8 guests This property is zoned RB (Regional Business) and comes with approved plans to build a second bungalow - expanding your investment potential even further. With ample parking and prime location within walking distance to the beach, entertainment, and top dining options, this property is ideal for investors or homeowners looking to generate additional income. Whether you choose to live in one unit and rent the others or maximize all three for rental income, the possibilities are endless. Easiest days to show are Tuesday and Wednesday. Must have appointment! Don't miss out on this exceptional opportunity!

Listing Details MLS# 4143399

General Property Information

# of Units Included in Sale: 3
Approx Lot Size Acres: 0.51
Approx H/C SqFt: 4779
SqFt Source: Owner
List Price/SqFt: 209.23
Year Built: 1920
Year Built Source: Assessor
Total Floors: 2
Bedrooms Total: 9
Bathrooms Full: 7
Furnished: Yes
Pool: No
School District: Biloxi Public Dist
Accessibility Features: Yes
New Construction: No
Property Condition: Updated/Remodeled
Bathrooms Half: 0
Bathrooms Three Quarter: 0

Property Features

Structure Type: See Remarks Lot Features: City Lot; Fenced; Near Beach Levels: Multi/Split Owner Pays: All Utilities Furnished: Furnished Interior Features: Ceiling Fan(s) Walls - Interior: Sheetrock; Wood Flooring: Carpet; Ceramic Tile; Luxury Vinyl; Tile; Wood Window Features: Vinyl Door Features: Dead Bolt Lock(s); French Doors Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Utilities: Cable Available; Cable Connected; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Sewer: Public Sewer Water Source: Public Foundation Details: Pillar/Post/Pier; Raised Listing Terms: Cash; Conventional Roof: Metal Exterior Features: Awning(s); Balcony; See Remarks Patio And Porch Features: Awning(s); Deck; Porch Fencing: Wood Driveway Features: Gravel Drive; Side Entrance Parking Features: Gravel; Guest; On Site; Private Community Features: Boating; Near Entertainment; Restaurant; Room for Expansion; Shopping Nearby; Street Lights Waterfront Features: Beach Access Water Heater: 40 Gallons or Less; Tankless Disclosures: Flood Insurance Required; Lead Paint Approx Age Code: Older Home 25+ Years; See Remarks Available Documents: APOD; Marketing Package Unit 1 Appliances: Dishwasher; Disposal; Dryer; Freezer; Microwave; Range; Refrigerator; Vent Fan; Washer Unit 2 Appliances: Dishwasher; Dryer; Microwave; Refrigerator; Washer; Water Heater - Electric

Address and Location Information

Street Number: 647
Street Name: Howard
Street Suffix: Avenue
County: Harrison
State: MS
Zip Code: 39530
Parcel Number: 1410k-01-049.000
Subdivision: Metes And Bounds
N or S of I-10: S
N or S of CSX Railroad Track: S

Listing Information

Listing Service: Full Service

Tax and Financial Information

Tax Annual Amount: 6937
Tax Year: 2025
Homestead Y/N: No
Additional Exemptions Y/N: No
Zoning: Regional Business
Flood Insurance Required?: Yes
Annual Flood Insurance: 1197
Annual Home Insurance: 3787
Leasehold Y/N: No
Sold In Previous 12 Months: No
Association: No
Covenants Y/N: No
Legal Description: COM AT SE COR OF INTER OF E HOWARD AVE & ELMER ST E 115 FT TO POB E 97 FT S 200 FT M/L W 52 FT S 55 FT M/L W 45 FT N 250 FT M/L TO POB BEING PART OF CITY SEC BLK 83 & OF JOHN B CARGNATE CLAIM SEC 28-7-9 (FORMLY BEING THE

Parking Features

Parking Total: 12
Gravel: Yes
Guest: Yes
On Site: Yes
Private: Yes

More Information

Showing Requirements

Showing: Appointment Required

Parking Spaces

# Parking Spaces Uncovered: 12

Unit 1

Full Baths: 3
Furnished: Yes

Unit 2

Full Baths: 3

Unit 3

Full Baths: Yes
Rent: 700
Occupied: Yes
Description: 250 sq ft apartment

Remarks & Miscellaneous

Public Remarks: Prime Investment Opportunity Near the Beach! This unique property offers three distinct structures on one parcel, providing exceptional versatility and income potential. (1)Main Home: Fully remodeled and beautifully furnished, currently operating as a successful short-term rental 4 bedrooms/3 baths - sleeps 9. (2)Apartment: A cozy, long-term leased unit offering consistent rental income. 1 bedroom/1 bath. (3)Bungalow: Newly built approximately one year ago, offering modern amenities and charm. Beautifully furnished with 4 bedrooms/3 baths - sleeps 8 guests This property is zoned RB (Regional Business) and comes with approved plans to build a second bungalow - expanding your investment potential even further. With ample parking and prime location within walking distance to the beach, entertainment, and top dining options, this property is ideal for investors or homeowners looking to generate additional income. Whether you choose to live in one unit and rent the others or maximize all three for rental income, the possibilities are endless. Easiest days to show are Tuesday and Wednesday. Must have appointment! Don't miss out on this exceptional opportunity!

Structure Type

See Remarks: Yes

Lot Features

City Lot: Yes
Fenced: Yes
Near Beach: Yes

Levels

Multi/Split: Yes

Sewer

Public Sewer: Yes

Water Source

Public: Yes

Listing Terms

Cash: Yes
Conventional: Yes

Waterfront Features

Beach Access: Yes

Interior Features

Ceiling Fan(s): Yes

Utilities

Cable Available: Yes
Cable Connected: Yes
Electricity Connected: Yes
Natural Gas Connected: Yes
Sewer Connected: Yes
Water Connected: Yes

Owner Pays

All Utilities: Yes

Furnished

Furnished: Yes

Walls - Interior

Sheetrock: Yes
Wood: Yes

Flooring

Carpet: Yes
Ceramic Tile: Yes
Luxury Vinyl: Yes
Tile: Yes
Wood: Yes

Window Features

Vinyl: Yes

Door Features

Dead Bolt Lock(s): Yes
French Doors: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Foundation Details

Pillar/Post/Pier: Yes
Raised: Yes

Exterior Construction/Siding

HardiPlank Type: Yes

Roof

Metal: Yes

Exterior Features

Awning(s): Yes
Balcony: Yes
See Remarks: Yes

Patio And Porch Features

Awning(s): Yes
Deck: Yes
Porch: Yes

Fencing

Wood: Yes

Driveway Features

Gravel Drive: Yes
Side Entrance: Yes

Community Features

Boating: Yes
Near Entertainment: Yes
Restaurant: Yes
Room for Expansion: Yes
Shopping Nearby: Yes
Street Lights: Yes

Water Heater

40 Gallons or Less: Yes
Tankless: Yes

Available Documents

APOD: Yes
Marketing Package: Yes

Disclosures

Flood Insurance Required: Yes
Lead Paint: Yes

Approx Age Code

Older Home 25+ Years: Yes
See Remarks: Yes

Uncovered Parking?

1-25 Spaces: Yes

Unit 1 Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Freezer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Vent Fan: Yes
Washer: Yes

Unit 2 Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Refrigerator: Yes
Washer: Yes
Water Heater - Electric: Yes

Listing Office: Coldwell Banker Alfonso Realty-Lorraine Rd

Listing Agent: Michelle C Filipich

Last Updated: March - 24 - 2026

647 Howard Avenue, Biloxi, MS 39530 (MLS# 4143399)